Terms of use and membership.

1. Who we are and this agreement

iGuild is operated by LOYALTY TOKEN INC., a corporation incorporated in the Republic of Panama. “iGuild”, “we”, “us” and “our” refer to that company. Our registered details and contact address appear above. “You” means the individual using the service in their own name.

These Terms govern our website and, when activated, membership, the Legend Passport, rewards, payouts and related iGuild services. You enter the membership agreement by affirmatively accepting the effective Terms and the applicable Season Rules before joining. Merely connecting a wallet, viewing a demonstration or receiving a message does not enrol you in a paid service or authorise a transfer.

Season Rules are the dated programme terms shown before you participate. They specify the commercial and technical parameters listed in the launch schedule below. Mandatory law takes priority. Season Rules supply those parameters but cannot silently remove protections in these Terms. A change to these Terms must follow section 17. Partner casino terms apply to that partner’s services, not to iGuild’s own obligations.

2. Age, countries and eligibility

You must be at least 18 and meet any higher legal age for the relevant activity where you live and where you access it. You must have capacity to enter this agreement and participate for yourself, using accounts and a wallet you are authorised to control.

Membership, reward accrual and token services are unavailable to persons resident in or accessing the service from the United States, including its territories. They are also unavailable where applicable territorial sanctions prohibit the service, or to persons or entities whose participation is prohibited by applicable sanctions, including through prohibited ownership, control or acting on another person’s behalf.

Outside those exclusions, a feature is available only where iGuild can lawfully provide it and you can lawfully use it. A partner may impose additional country, age or identity restrictions. Access to this website or possession of a token does not establish eligibility. We must apply our own legal obligations; this clause does not transfer them to you.

The published restrictions must identify the applicable sanctions regimes and territorial exclusions before launch and be kept current. We may request proportionate evidence of age, residence, identity or wallet control. Do not use false details, another person’s account, a VPN or other tools to evade restrictions. Contact us if you believe a restriction was applied incorrectly.

3. What iGuild provides

iGuild provides a membership and affiliate rewards programme, a Legend Passport recording membership and rank, season features and access to the Concierge where available. We may receive commission when eligible members use tracked links to independent casino operators. That commercial relationship is disclosed alongside the relevant links.

iGuild does not operate casino games, accept wagers or hold casino deposits. Casino accounts, game results, identity checks, deposits and withdrawals are governed by the relevant operator’s terms. A partner listing or review is not a promise that every withdrawal will succeed or that the operator is authorised in every country.

We remain responsible for our own services, statements and contractual obligations. Our partner checks and assistance do not replace the operator’s duties or your right to complain to the operator, its regulator or an available dispute resolution body. Demonstration balances, sample rankings and illustrations are not actual entitlements.

4. Wallets, linked accounts and verification

One person may have one active iGuild membership and one linked, verified account per participating casino, unless we approve a documented recovery or migration. Keep information accurate and tell us promptly about unauthorised access or a change affecting eligibility.

You control your wallet and its signing keys. Check the network, token contract, destination, permissions and amount before signing. A login signature and a transaction authorisation are different actions and must be presented as such. We will never ask for your seed phrase or private key. A displayed reward awaiting payment is an obligation calculated under the programme, not a wallet balance held in custody by iGuild.

We may verify relevant information ourselves or through a disclosed provider where reasonably necessary for eligibility, security, fraud prevention or legal compliance. A casino’s KYC does not automatically satisfy every obligation applicable to iGuild. We explain the purpose and required information before collection, subject to legal restrictions on disclosure.

Wallet recovery or replacement requires verification and depends on the supported technical process. A lost key may prevent access to on-chain assets. We do not promise to reverse blockchain transactions, but will investigate errors attributable to our service and provide any remedy required by these Terms or law.

5. Legend Passport, fees and cancellation

The Legend Passport records membership and rank. It is designed to be bound to your wallet and cannot be sold, rented or transferred as a membership credential. Any recovery, revocation or migration capability must be disclosed before minting. It does not grant shares in LOYALTY TOKEN INC., dividends, ownership of company assets or general company voting rights.

Any mint price payable in $iGG, network charge and other fee must be shown before you authorise the transaction. There is no undisclosed recurring subscription. The applicable Season Rules state rank thresholds, benefits and how rank carries between seasons. A rank does not itself create a right to a payout, trip or prize beyond the applicable published rules.

Before a paid mint or other paid service, we provide the relevant price, delivery, cancellation and refund terms. Any legally required consent to immediate performance must be obtained separately. These Terms do not impose a blanket “no refunds” rule or waive statutory withdrawal rights. Where a refund is due, blockchain irreversibility does not by itself remove our obligation to provide an appropriate remedy.

6. Commission and reward calculation

Rewards arise only from eligible activity attributed to your linked account under the applicable Season Rules. A visit, deposit, wager or displayed estimate alone does not establish a final reward. “Confirmed commission” means affiliate commission attributable to eligible tracked activity, reconciled with the partner and actually received by iGuild, subject only to the adjustments disclosed in those rules.

The programme’s proposed 50% allocation refers to confirmed affiliate commission. It does not mean 50% of your deposits, wagers, losses or casino winnings. The Season Rules must define the commission base, permitted deductions and adjustments, and whether allocation is calculated per member or through a shared reward pool, including how rank affects distribution. Until those rules are complete, the 50% model is not an available offer.

The Season Rules must give a reproducible calculation, an example, reporting dates and the treatment of missing attribution, delayed partner reports, negative carryover, reversals and rounding. We cannot invent additional deductions after participation or reduce the published allocation by undisclosed operating costs.

Estimates must be labelled as pending. We show the basis of the final calculation and explain corrections. You may challenge missing activity or an adjustment through the complaints process. We will reasonably investigate attribution disputes and delayed partner payments. A partner’s delay must not be represented as a confirmed reward already paid to you.

Rewards are assessed over a season. They are not a reason to increase gambling, chase losses or make another deposit. No reward depends on agreeing to marketing. Once a reward is confirmed as payable, inactivity, leaving the guild or self-exclusion alone does not cancel it.

7. Payouts, holds and taxes

Rewards are paid in $iGG to your verified wallet on the supported network. Before participation, the Season Rules must state the token contract, calculation and conversion method, payment timetable, minimum payout if any, who pays network fees, and how amounts below the minimum are carried forward and settled on closure. No amount may expire under an undisclosed rule.

The planned model uses $iGG acquired on the market for reward distribution. Any conversion must follow the disclosed price source, valuation time and rounding method. There is no fixed fiat value, redemption rate or promise of liquidity. We cannot substitute another asset or add a fee without the agreement or legal basis required for that change.

We may temporarily hold an affected payment where necessary to investigate specific evidence of fraud, verify the lawful recipient, resolve a calculation error, comply with a legal order or address a material security incident. We explain the reason, requested evidence and review status unless law prevents disclosure. Holds must be proportionate and reviewed; unrelated, undisputed amounts should proceed where lawful and technically possible.

We will provide a transaction reference for an on-chain payout. A failed transmission remains unresolved until it succeeds or another lawful remedy is agreed. A network outage or temporary lack of token liquidity does not automatically extinguish a confirmed obligation; we will communicate the delay and proposed resolution.

You are responsible for taxes you legally owe on your rewards. We remain responsible for our own reporting, withholding and tax obligations and will disclose any legally required withholding. Nothing here is individual tax or investment advice.

8. $iGG and blockchain risks

$iGG and the Legend Passport are distinct assets. Holding $iGG does not itself create membership, company ownership, a claim on future company revenue or an automatic right to rewards. These Terms do not constitute a token sale agreement or promise a listing, buyback, price floor or financial return.

Token prices can move sharply and liquidity can disappear. You may be unable to sell or use tokens, and their value may fall to zero. Wallet errors, compromised keys, smart contract defects, malicious approvals, network congestion, forks and third-party failures can cause loss. Only the published network and verified contract identify the supported asset; a ticker or logo is insufficient.

The relevant token documentation must disclose supply and control features, including any minting, freezing, upgrade or transfer powers and who can exercise them. Calling an asset a utility token, reward or soulbound token does not determine its legal classification. We do not claim regulatory approval or an exemption through these Terms.

These risks do not excuse our fraud, negligence or breach of obligations to the extent we are legally responsible. Do not use borrowed money or funds needed for essential living costs to participate.

9. Concierge and disputes assistance

The Concierge uses AI agents and may make mistakes. It provides information and administrative assistance, including helping present a complaint to a partner when you authorise it. It is not a lawyer, financial adviser, clinician, regulator or independent adjudicator.

An agent cannot change your reward terms, settle a dispute on your behalf or authorise a wallet transaction without the required authority and your explicit agreement. We do not promise uninterrupted availability or a successful recovery from a casino. You may request human review of a material decision affecting your membership or rewards by contacting legal@iguild.gg.

Any reserve pool for disputed casino payouts requires separate published coverage rules specifying eligibility, evidence, exclusions, per-case and aggregate limits, available funding and an appeal process. Until those rules are published and the programme is activated, there is no contractual cover. Any later cover is limited to those rules; its legal character and any licensing requirements must be assessed before it is offered.

10. Leagues, expeditions and other benefits

Each league or promotion needs published rules covering dates, eligible participants, scoring, ties, prizes, corrections and complaints before entry. A demonstration leaderboard or roadmap illustration is not an announced competition.

Expeditions, events and mutual-aid initiatives are available only when separately announced with their eligibility, funding and participation terms. A destination, rank or story on the website does not promise a ticket, booking or cash equivalent. We will not alter an earned benefit retrospectively except where lawful and justified, with an explanation and an appropriate remedy.

11. Fair use and intellectual property

Do not create duplicate identities, falsify referral attribution or activity, collude to manipulate rankings, exploit software faults to claim rewards, impersonate others, harass people, upload malicious material, access accounts without authority, or use the service for money laundering or other unlawful purposes. Report a suspected vulnerability privately without accessing other people’s data or disrupting the service.

We and our licensors retain rights in the website, software, marks and artwork. You may use the service for its intended personal purpose and keep copies of your terms, statements and correspondence. A token does not transfer copyright in its artwork. This clause does not restrict uses permitted by law.

You retain rights in material you submit and grant us only the permission reasonably needed to handle your request and provide the service, subject to the Privacy Notice. Publication of your private case, identity or story for promotion requires separate permission.

12. Restrictions, suspension and appeals

We may restrict affected features for a material breach, credible evidence of fraud, an eligibility failure, a legal requirement or a serious security risk. Urgent protective restrictions may be temporary while facts are checked. We will give the reason, scope and a way to respond unless doing so would be unlawful or compromise the investigation.

A permanent sanction or cancellation of a reward requires a documented basis and an opportunity to challenge the decision, except where an immediate legal obligation prevents that process. Suspected abuse alone does not permit automatic forfeiture of all rewards. Corrective adjustments must relate to the affected activity and be explained.

You may appeal within 30 days of notification by writing to legal@iguild.gg. A person authorised by iGuild will review the material decision. We may consider a later appeal where there is a reasonable explanation; this internal period does not shorten any statutory right or limitation period. Complaints and self-exclusion are not grounds for retaliation.

13. Leaving and responsible play

You may request a pause, self-exclusion or closure through the member area or by writing to legal@iguild.gg. We will stop promotional communications and new reward participation associated with the pause or exclusion, subject to communications necessary to handle your request, security, legal duties or outstanding amounts.

A pause, closure or self-exclusion does not by itself forfeit confirmed rewards. Previously eligible activity awaiting reconciliation continues to be assessed under the rules applicable when it occurred. We will explain how lawful payment, including any amount below the ordinary minimum, can be completed without further gambling or deposits.

iGuild exclusion does not automatically exclude you from every casino, and a casino’s exclusion may not automatically reach iGuild. Use the partner’s own exclusion process as well. Where we receive a verified relevant exclusion notice, we must apply the corresponding restrictions without offering incentives to return.

An on-chain record may remain after membership ends. Closing membership is separate from deleting personal data and does not erase records we must lawfully retain. Gambling can cause financial and personal harm; it is entertainment with a risk of loss, not a way to earn a living.

14. Privacy and communications

The Privacy Notice explains how we handle wallet and account references, partner activity, messages, verification data and technical records, including purposes, legal bases, providers, transfers, retention and your rights. It must be available before the relevant collection. Accepting these Terms is not blanket consent to optional marketing or all processing of personal data.

Public blockchain transactions can expose addresses and transfers and may allow people to infer relationships or amounts. A private dashboard does not make on-chain activity confidential. Publication of handles, rank and season points must be explained before participation; we do not publish private dispute information as a membership condition.

We provide material service notices through the member area and any verified contact channel you supply. Optional marketing choices are separate and can be withdrawn. You may contact legal@iguild.gg about privacy or ask for review of an automated decision that materially affects you.

15. Availability and responsibility

We will provide our services with the care and skill required by applicable law. Maintenance, network faults and external events may interrupt access. We will take reasonable steps to reduce disruption and explain a material impact on reward calculation or payment. Temporary interruption does not itself cancel confirmed amounts owed.

We do not promise gambling winnings, a particular token value, continuous access to a third-party service or recovery of a casino debt. A third party’s failure does not remove any liability arising from our own conduct, statements or contractual obligations.

To the extent permitted by law, we are not liable for losses that were not reasonably foreseeable when the agreement was made or for business losses arising from a service intended for personal use. Nothing excludes or limits liability for fraud, deliberate misconduct, gross negligence, death or personal injury caused by negligence, or any liability or consumer remedy that cannot lawfully be excluded. This section does not cap or extinguish a confirmed payment obligation.

16. Complaints and governing law

Send complaints to legal@iguild.gg with your account or wallet reference, relevant dates and a description of the issue. Never send a seed phrase or private key. We will acknowledge the complaint and aim to provide a substantive response within 30 calendar days, or explain the delay and next step. Shorter statutory deadlines take priority.

The laws of the Republic of Panama govern this agreement. This choice does not remove mandatory consumer protections available under the law that would otherwise apply, including protections in your country of habitual residence where applicable.

The competent courts of Panama have non-exclusive jurisdiction, subject to mandatory rules giving you access to courts elsewhere. There is no mandatory arbitration or class-action waiver in these Terms. Contacting us first may help resolve an issue, but is not a condition for using a regulator, statutory complaints process or competent court.

17. Changes and service closure

We may update these Terms for changes in law, security or the service. We will identify the change, its reason and effective date, and ordinarily give at least 30 days’ notice of a material change. A shorter period may be necessary to comply with law or respond to an urgent security issue, which we will explain where permitted.

Changes apply prospectively and cannot retrospectively reduce earned rewards or rewrite completed participation. Material changes requiring agreement will be presented for affirmative acceptance before affected future participation. You may stop participating rather than accept, while retaining existing rights.

If we discontinue a feature or the service, we will explain the timetable and how pending activity, confirmed rewards, complaints and personal data will be handled. Closure does not automatically extinguish outstanding obligations. Provisions necessary to resolve those obligations continue to apply.

18. General terms

If a provision is unenforceable, the remaining provisions continue to the extent legally possible. A delay in enforcing a right does not waive it. We may transfer this agreement only where lawful, with notice and without reducing your existing protections; any consent or right to end the agreement required by law remains available.

The effective Terms and applicable programme rules form the membership agreement. This does not exclude liability for misleading statements, pre-contractual information made binding by law, or other rights that cannot be waived. The English text is the reference version, subject to mandatory language and consumer interpretation rules.

Launch schedule · Season Rules

Season and participation

Season identifier; opening and closing times with time zone; eligible partners and activity; referral attribution; account-linking procedure; rank thresholds and carryover.

Commission and the 50% model

Commission base; gross or net basis; permitted deductions; receipt and reconciliation dates; individual allocation or shared pool; rank weighting; numerical examples; negative carryover and reversals.

Token and wallet

Network; chain ID; verified $iGG and Passport contract addresses; supported wallets; token supply and administrator powers; custody and recovery model; security disclosures.

Payouts and conversion

Claim or automatic payment; conversion price source and time; rounding; payment deadline; minimum amount; network and service fees; failed transactions; below-minimum closure settlement.

Passport and paid services

Mint price; included benefits; any other fees; delivery; cancellation and refund process; any legally required request for immediate performance.

Markets and sanctions

United States exclusion; exact applicable sanctions regimes and territorial restrictions; screening and location checks; partner-specific restrictions; date and owner of the maintained restrictions list.

Optional programmes

For any activated reserve cover, league, expedition or mutual-aid scheme: separate eligibility, limits, funding, evidence, allocation, cancellation and appeal rules. Otherwise identify the programme as unavailable.